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Frequently Asked Health Insurance Questions:
What are the major types of individual health insurance policies?
How does a health insurance deductible work?

What is the purpose of “coinsurance”, “stop-loss”, “maximum out of pocket”, etc. Isn’t this just complicating the policy?

What is a PPO?
What is a HMO?
What is the purpose of PPO's and HMO's?
What if I want to go to any doctor or hospital I choose?

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